HES LoanBox

Revolutionising the way we do business and this is just the start

It was important that we were able to move to something that was Simple, Helpful and Clear for our people whilst ensuring it was proportionate and relevant for our not-for-profit company. We needed a system that was easy to config allowing us to remain flexible, make quick and easy changes to meet our strategy and business operating model. The HES team partnered with us in true partner style, working together to use the skills across both of our teams. It has allowed us to automate our back-end loan management system reducing the operational costs and using some simple gamification techniques to help us test and learn.

LoanBox review

LoanBox can become a one-roof software to automate lending business in any country due to a set of custom integrations. It offers a lot more than excel or simple out-of-the-box lending platforms do: technically advanced KYC and scoring, rich loan servicing functionality, products, and product groups. Comes with a landing website and mobile apps.

Quick go to market loan platform

LoanBox customization to otc lending operations

After reviewing available options for the development of a front-to-back, cloud based, loan system for our retail and corporate lending activities we decided to work with HES on customizing its LoanBox solution for our specific needs. The customization needed was extensive including multi-entity and multi-currency support and connections with local banks and data vendors. Working with HES has proved to be very efficient where timelines, costs and product specification targets have generally been met resulting in a very short time from start to deployment of a system that meets our specific needs. Since deployment the system has proven to be reliable and user friendly and HES has been quick to address all issues that have arisen as expected when deploying a new loan system from scratch. We are very satisfied with HES and would recommend its system and services without any caveats.

Very good experience in the Payday Loan Platform Development

We started our partnership with HES FinTech to enter a new market in Asia with an online platform for short-term loans. The goal was to develop a full stack of applications to start a lending business in an Asian country. We required a back-office part and a customer portal, as well as a number of integrations.

From the initial project stage, we enjoyed the professional approach of every team member. Business analysts at HES have sufficient experience in banking and finance. The developers are well-trained and experienced in building automated loan origination and loan management systems. It’s a pleasure to work with a team of people, who understand your business domain and objectives.

The HES Core system is highly functional and includes all the features we wanted. The team did a great job: they implemented the required level of customization and integrations. We needed a full-fledged team for development and business analysis.
As a result, we went live with top-notch software that automates many processes and helps to decrease operational costs. So, it exceeded our expectations and is totally worth its money.

The project management itself was transparent and effective. If some unexpected situations happened, the PM was there to settle the problem right away, so the team met the deadline and launched the project successfully.

Great for offline loan origination

My company provides short-term cash advances and payday loans focusing on the offline sales channel. We switched to HES lending software from a legacy loan origination system, which was slow and inconvenient to manage. HES team was very accommodating to our needs from the moment we signed up. They make timely improvements whenever we ask for them, and advise us on how to develop the system more efficiently. Our current system is well optimized for the offline operation. It follows a set of best practices of the lending industry and allows us to keep track of how our business is performing with helpful dashboards and reports. I would highly recommend both the company and their products.

Compliant and scalable

We were looking for a mature loan pipeline management solution to launch a payday lending business in Ukraine. Our primary aim was to bring best international practices of online personal lending to Ukraine's emerging market and to achieve compliance with the EU's principles and standards. With HES software, we got these needs covered. We managed to go live in as little as 10 weeks thanks to the effort of the implementation team and clear project requirements.
We have found the HES company to be very competent and accommodating in our requests. The system they have implemented for us helps us originate and service thousands of quality loans per month.

Great Service

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Robust system for leasing automation

Our company provides financial leasing services and partners with retail chains and online stores that sell consumer goods to individual customers. We have been having difficult time finding leasing automation software that is robust enough for our needs. HES platform was the ready answer for most of our requirements. It allowed us to move away from legacy software.
The system they have built for us provides the utmost transparency in communication with partner retail chains. It enables ongoing monitoring and management, and timely adjustment of all our processes. It has reduced the generation time for each new leasing application by more than 5 times. Apparently, their software works as advertised on their website.

Greatest solution for online lending startups and more

HES have been our reliable technology partner since 2011. They have helped us start and get our lending solution going. The great thing about HES is their talent pool. They have a very profound understanding and practical knowledge of tech infrastructure. Thanks to their advice and dedication, we smoothly got to the market with an MVP and started growing our business very quickly. Their people help us focus on our business objectives and always give honest opinions on where we should or shouldn't spend our money. I think they are adding critical value to MoneyMan.