Stripe ist eine cloudbasierte Lösung, die eine Vielzahl von einheitlichen APIs und Tools bietet, mit denen Unternehmen Zahlungen online verwalten und akzeptieren können.
Stripe übernimmt die wichtigsten Zahlungsfunktionen wie Abonnements, das Speichern von Karten und direkte Auszahlungen auf die Bankkonten des Nutzers. Stripe bietet auch Lösungen für mobile und webgestützte Zahlungen, die speziell für Entwickler entwickelt wurden. Mit Stripe können Unternehmen internationale Debitkarten, Kreditkarten und Währungen akzeptieren.
Zu den weiteren wichtigen Funktionen gehören Full-Stack-Zahlungen, PCI-Compliance, Rechnungszahlung, sofortige Zahlungsannahme, gemeinsame Kunden und die Erhebung von Transaktionsgebühren. Für Stripe fallen keine Kartenspeichergebühren, Validierungsgebühren, Einrichtungsgebühren, monatlichen Gebühren oder Rückerstattungsgebühren an.
Stripe bietet Support-Optionen wie Online-Support, eine Kundenwissensdatenbank und Foren. Darüber hinaus kann Stripe in Anwendungen wie Shopify, FreshBooks, Zoho Invoice, Zoho Subscriptions, TalentLMS, Squarespace, Sellsy, Intercom, Slack, Zapier und Abacus integriert werden.
Matthew V. Branche: Marketing & Werbung Mitarbeiteranzahl: 2-10 Mitarbeiter
Very positive. Great alternative for start up businesses, or online businesses that can save a lot of time.
So you can use Stripe with invoicing and subscription software or you can build out your own system if you are a geek that is PCI compliant fairly easily. Almost everything has an integration option and if you get stuck with a problem for whatever reason you can log into the dashboard and usually figure it out from there, if you can't they have great support documentation and even a chat option. Compared to similar competitors you even save a little bit. I especially like their ACH fees, some of the lowest I've seen.
An added bonus is that I don't have to pay for monthly statement fees or pay the annual PCI compliance fee and surveys because they add that into the flat rate.
Only thing I'd like to see is an option to download statements in a PDF format like previous merchant processing providers, but rarely do I need it.
Amanda V. Branche: E-Learning Mitarbeiteranzahl: Selbstständig
It was honestly so easy for me to get approved, and I was going through financial issues at the time when I applied and they never held that against me. They gave me a chance and because of Stripe I've been able have my own website, selling my own products and courses, without ever having to send my leads off my website to pay for their purchases through another online processor, like PayPal for example. You lose leads every time you add an additional step for your prospects to take, so using Stripe has therefore increased my conversions. And it's trustworthy, so my buyers feel safe. That's very important to me! Thank-you Stripe!
How easy it was to apply and get my account set up and running. I love being able to have my own payment processor on my website and not have to always send my buyers to PayPal to make their payments. Every time you have to send someone off your page you lower your chances of the buyer taking action.
There is really nothing I don't like about Stripe, maybe to have a lower cost but really they are helping me make money so who am I to complain when they were so easy for me to get set up!
Robert O. Branche: Immobilien Mitarbeiteranzahl: 2-10 Mitarbeiter
I am in the process of terminating my account with Stripe. It's a joke. The amount of headache and lost business they caused is not worth it. It is easy to set up but after that nothing is easy with Stripe.
Easy to deploy and has various integrations available
Allocations are a nightmare. Stripe is taking out their commission and the remaining amount is paid into your account, several client transactions in one payment - reconciliations are extremely difficult and I've never received one invoice from Stripe for their commission. They simply deduct their share and transfer the rest to you without any paper trail. In addition, every time there is a dispute, it is never settled in the seller's favour even when the supporting evidence and paperwork supplied to Stripe clearly shows that the purchase was valid, agreed and approved by the buyer, signed-off by them and the service used by them. The response from Stripe is never in the seller's favour. Finally - it happens at least a few times a month that Stripe rejects the transaction as suspicious and prevents prospects from buying our products. It often happens that clients contact us outside of the Stripe's workflow and finalise payment manually because Stripe is rejecting their cards and by extension is not allowing us to close the sale.
Anant M. Branche: Informationstechnologie & -dienste Mitarbeiteranzahl: 2-10 Mitarbeiter
With full seamless integration with our WooCommerce platform, and a sleek modern user interface that everybody likes, accepting credit cards, debit cards and Apple Pay, Stripe is everything we ever needed.
We started using Stripe when we needed an alternative to PayPal's payment platform. Being globally accepted and trusted Stripe was the best and easiest alternative to choose.
- Easy to use and implement.
- Incredibly low fees, the best in the industry, this alone is enough to select it.
- Accepts all credit companies
- The verification process is smooth and easy.
- Interface is easy to understand and constantly getting updated with new features and other improvements.
- Timely automatic payments to our bank accounts.
There are only a few caveats that we experienced:
- American Express cards are not accepted in India.
- Stripe once disabled the whole system without notification or warning and wanted additional documents. Though the issue was resolved in a day, they should ask for information first and then disable the system if the user doesn't comply.
Ethan M. Branche: Unterhaltung Mitarbeiteranzahl: 51-200 Mitarbeiter
Stripe's capabilities for online transactioning is considerably useful to me and it has helped me with thousands of sales online. I have integrated the platform with my festival's website and used it for ticketing and merchandising services which assisted in operating the event and brand for a number of years. I'd likely recommend their services to other entrepreneurs.
One of the better means of processing transactions and payments digitally, that's widely accepted by a variety of business owners. Integrateable in many different web development platforms, Stripe makes it easy for people to order items and services online while simultaneously making it easy for sellers to provide their items and services to people via the internet.
Obviously to a certain degree their payment percentages could be lower, however it would depend on whether or not credit card transaction fees are low enough to facilitate Stripe's ability to lower any fees they might have.